Terms and Conditions

Effective Date: 03/02/2025
Last Updated: 07/02/2025

1. Definitions

1.1 Platform: Qaori’s online platform and associated services, including invoicing, payment processing, and cooperative solutions.
1.2 User(s): Individuals and organizations using Qaori’s services, including freelancers, contractors, and employers.
1.3 Service(s): Any Qaori-provided feature, such as invoicing, payment facilitation, compliance assurance, or cooperative membership benefits.
1.4 Member(s): Individuals or entities who have joined Qaori.coop by purchasing a cooperative share.
1.5 Terms: This Terms and Conditions document.

2. Eligibility and Acceptance

2.1 By accessing or using Qaori’s platform, you affirm that you are legally capable of entering into this agreement.
2.2 If you use Qaori as an organization, you confirm you have the authority to bind the organization to these Terms.
2.3 Continuing to use Qaori implies acceptance of these Terms in full.

3. Services

3.1 Invoicing & Payment: Qaori generates invoices on behalf of freelancers/contractors, tracks payments, and guarantees payouts through secure channels.
3.2 Compliance: Qaori takes full responsibility for mitigating classification risks and providing tax-compliant frameworks for users.
3.3 Flexible Payment Options: Users can receive earnings via Visa, bank transfers, cryptocurrency, or cash.
3.4 Membership Benefits: Members of Qaori.coop can access shared economic resources and tools at reduced fees.
3.5 Qaori reserves the right to enhance, modify, or discontinue services at its sole discretion.

4. User Responsibilities

4.1 Maintain accurate, complete, and updated account information at all times while using the platform.
4.2 Ensure that all provided reports, timesheets, or data are truthful and free from fraud or misrepresentation.
4.3 Users are solely responsible for the legality and intellectual property associated with the services or goods related to their invoicing with Qaori.

5. Fees and Payment

5.1 Platform Fees: Qaori charges a percentage fee for every financial transaction processed through the platform. Details of the current fees are listed on https://qaori.com/pricing/.
5.2 Payments processed by Qaori are final. Users must request clarifications or dispute resolutions before payouts.
5.3 Membership or cooperative subscription fees are non-refundable once credited.

6. Confidentiality and Data Protection

6.1 Qaori adheres to strict privacy standards and ensures compliance with applicable GDPR regulations.
6.2 User data provided to Qaori will only be utilized for invoicing, payment processing, and tax compliance purposes.
6.3 Users may request data deletion with an appropriate notice period as per Qaori’s privacy policy available. https://qaori.com/dataprotection-privacy/

7. Taxation and Legal Compliance

7.1 Qaori provides tax-related frameworks for users but does not directly file taxes on their behalf. Users must ensure final compliance with local tax authorities.
7.2 Members operating outside of compliant frameworks acknowledge risks, which are beyond Qaori’s control.
7.3 Qaori will not be held liable for government-imposed fines resulting from user disclosure errors or tax misreporting.

8. Liability Limitation

8.1 Qaori is not liable for delays or payment failures due to factors beyond its reasonable control, such as third-party banking interruptions or compliance investigations.
8.2 Qaori’s maximum liability to any user shall not exceed the service fee charged within the last 12 months of usage.

9. Termination

9.1 Qaori reserves the right to suspend or terminate user accounts for violations of these Terms or non-compliance with local laws.
9.2 Users may terminate their accounts by providing a 30-day written notice to admin@qaori.com

10. Dispute Resolution

10.1 Any disputes arising from these Terms will be subject to arbitration under Estonian or Swiss laws.
10.2 Users waive their rights to participate in class actions against Qaori.

11. Contact Information

For any questions, please reach out to us at:

Email: admin@qaori.com